- H — Hit
- S — Stand
- D / Ds — Double
- SP — Split
- Sur — Surrender
Hard totals
Hard hands have no Ace, or an Ace forced to count as 1. This is the block you will use most — and where the right play depends almost entirely on the dealer's upcard, not your total. The single most useful rule of thumb hiding in this table: stand on 12–16 against a dealer 4, 5 or 6; hit them against 7 through Ace.
| Hand | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
|---|---|---|---|---|---|---|---|---|---|---|
| 17 or more | S | S | S | S | S | S | S | S | S | S |
| 16 | S | S | S | S | S | H | H | Sur | Sur | Sur |
| 15 | S | S | S | S | S | H | H | H | Sur | H |
| 14 | S | S | S | S | S | H | H | H | H | H |
| 13 | S | S | S | S | S | H | H | H | H | H |
| 12 | H | H | S | S | S | H | H | H | H | H |
| 11 | D | D | D | D | D | D | D | D | D | H |
| 10 | D | D | D | D | D | D | D | D | H | H |
| 9 | H | D | D | D | D | H | H | H | H | H |
| 8 | H | H | H | H | H | H | H | H | H | H |
| 5–7 | H | H | H | H | H | H | H | H | H | H |
Where surrender is not offered, treat every "Sur" cell as a hit. For the full reasoning behind cutting your losses, see when to surrender.
Soft totals
A soft hand counts an Ace as 11, so you cannot bust on the next card — which is exactly why basic strategy plays them far more aggressively than most people expect. The two cells that quietly cost recreational players the most: A,7 vs 9, 10 or Ace is a hit, not a stand, and A,6 is a doubling hand, never a final 17.
| Hand | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
|---|---|---|---|---|---|---|---|---|---|---|
| A,9 (20) | S | S | S | S | S | S | S | S | S | S |
| A,8 (19) | S | S | S | S | S | S | S | S | S | S |
| A,7 (18) | S | Ds | Ds | Ds | Ds | S | S | H | H | H |
| A,6 (17) | H | D | D | D | D | H | H | H | H | H |
| A,5 (16) | H | H | D | D | D | H | H | H | H | H |
| A,4 (15) | H | H | D | D | D | H | H | H | H | H |
| A,3 (14) | H | H | H | D | D | H | H | H | H | H |
| A,2 (13) | H | H | H | D | D | H | H | H | H | H |
Pairs: the rules that never change
Two pair plays are absolute, and worth burning into memory first: always split Aces (two hands each starting from 11 instead of a dreadful hard 12) and always split 8s (turning the worst hand in blackjack, a hard 16, into two playable 8s). Just as absolute in the other direction: never split 5s (you hold a 10 — double or hit it) and never split 10s (a 20 is the second-best hand in the game).
| Hand | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
|---|---|---|---|---|---|---|---|---|---|---|
| A,A | SP | SP | SP | SP | SP | SP | SP | SP | SP | SP |
| 8,8 | SP | SP | SP | SP | SP | SP | SP | SP | SP | SP |
| 5,5 | No | No | No | No | No | No | No | No | No | No |
| 10,10 | No | No | No | No | No | No | No | No | No | No |
| 2,2 · 3,3 · 4,4 6,6 · 7,7 · 9,9 | Conditional — depends on the dealer upcard & whether double-after-split is allowed. These are the cells players miss most. Drill them in the app → | |||||||||
The six conditional pairs are where memory breaks down at the table: 9,9 stands against a 7 but splits against a 6; 4,4 only splits when you can double after it. For the logic behind each one, read when to split pairs.
NOTE
This chart is for six decks, dealer stands on soft 17, double after split allowed, late surrender available. The biggest single change is the soft-17 rule — if your dealer hits soft 17, a few cells move. See S17 vs H17, and read the full basic strategy guide for the math behind every decision.
Reading the chart is easy. Playing it is the hard part.
Here is the uncomfortable truth about every strategy chart online, including this one: looking at it teaches you almost nothing. The chart takes thirty seconds to understand and a surprisingly long time to own — to the point where, with a real bet on the table and a dealer waiting, the correct play comes out of your hands in under two seconds without a flicker of doubt.
A player who plays "near-perfect" at 95% accuracy is quietly handing the house double its baseline edge. The gap between knowing the chart and playing the chart is worth more than card counting is — and it is the gap almost everyone leaves open, because staring at a grid is not how memory works.
Stop staring at the chart. Drill it.
The Blackjack Strategy Trainer 21 app deals you real hands, watches every decision, and uses spaced repetition to feed you the exact cells you keep getting wrong — the conditional pairs, the soft doubles, the 16s — until they are automatic. It covers S17, H17 and European no-hole-card rules. Free on Android.